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 Our policy is specifically designed for people with higher value homes and possessions, which means you get broader cover to suit your needs. Key Benefits Include:
Broader cover
- Cover for your possessions wherever they are in the world including accidental loss and damage (most standard policies will only cover possessions inside the home against named perils such as fire, storm, theft, flood etc.)
- Buildings also covered for full accidental damage
- Wider than standard cover in all areas - for example there is no need to list items of fine art and valuables under £15,000 and £5,000 respectively
- Legal expenses cover (up to £50,000) and helpline for UK policyholders
- Public (£10,000,000) and Employers’ liability (£10,000,000) cover included
A flexible approach
- Option to pay by interest-free Direct Debit for all UK customers (a significant saving compared to some insurers)
- A practical approach to security
- A no excess option on fine art
- Premium discounts given if buildings, contents, fine art or valuables sections have recently been valued by an approved valuer
- Automatic cover for new acquisitions subject to an additional premium
Additional covers - available at an additional cost
- Annual travel cover for all eligible family members who live at the insured property
For more information contact our specialist homes insurance team on 020 8288 3501 or by email at homeinsurance@pcmrisksolutions.com.
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