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 Our Expatriate Home Insurance policy is specifically designed for people with higher value homes and possessions living abroad, which means you get broader cover to suit your needs.
Key Benefits Include:
Broader cover
- Cover for buildings and contents against a wide range of named perils e.g. fire, theft, lightning, earthquake, flood etc.
- Option to cover buildings and contents against all risks
- Wider than standard cover in all areas – for example there is no need to list valuables under €4000
- Public (€3,000,000) and Employers’ liability (€ 3,000,000) cover included
- Garden cover of €4,000(€400 per tree, shrub or plant)
- Cover for accidental damage to domestic pipes, cables, sewers and drains for which you are responsible
- Emergency travel, should you need to travel abroad to mitigate the outcome of a claim
A flexible approach
- Option to pay policies by interest-free Direct Debit for all UK customers which is a significant saving compared to some insurers (this option only applies to policies issued in £ Sterling)
- A practical approach to security
- No excess payable on fine art or valuables claims
- Premium discounts given if buildings, contents, fine art or valuables sections have recently been valued by an approved valuer
- Ability to insure additional overseas homes with us saving administration time and costs
- All communications, including the policy wordings, are written in plain English with no jargon to ensure you know exactly what may be covered.
For more information contact our specialist expatriate homes insurance team on 020 8288 3501 or by email at expats@pcmrisksolutions.com
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